Features
Everything BudgetTrace does today. Features marked Premium need a paid plan, which is not open yet; see the pricing page.
Log it in seconds
The fastest part of the app, and free.
Quick Add
Type the amount, tap a category, done. Undo is one tap away for five seconds.
Type it like you say it
Write “coffee 4.50” or “salary 3000” and the app fills in the entry for you.
Transactions
Search, filter by date, category or account, edit, refund, or delete with Undo. Nothing is ever permanently lost.
Transfers
Move money between your own accounts. A transfer changes balances; it is never counted as spending.
Know what is left
Three kinds of goal, and one number that answers the daily question.
Monthly spending goal
Set it once when you start. It gives you a limit for the month and a limit for each day until payday.
Daily spending goal
Optional. Set your own daily number inside the monthly goal; the app warns you if it cannot fit the month.
Safe to Spend
What you can spend today after bills are set aside and what you have already spent. Tap it to see how it is worked out.
Saving goals
Save toward something and watch the progress. Free includes one.
Debt payoff goalsPremium
Pay down a debt or loan by a date, with progress and a payment history.
Goal overview graphPremium
Daily spending against your daily limit, and your running total against your monthly limit.
Plan ahead
Keep the regular things from surprising you.
Budgets
A limit per category, a warning as you near it, and a projection of whether you will overspend by payday.
Bills and subscriptions
Add them once. Upcoming bills are reserved before your daily number is worked out, and subscriptions show their annual cost.
Calendar and cashflow
See what is due and when, and a forecast of your balance over the coming weeks.
Accounts
Cash, bank, e-wallet and credit cards. Free includes two; Premium up to the plan limit.
Understand your money
Premium shows where it goes.
Insights and trendsPremium
Spending by category, compared with the last cycle, with weekly and monthly reviews and a daily summary.
Debts, IOUs and split billsPremium
Track who owes whom, split a bill with people or across categories, and email a bill or a payment reminder. Only your share counts as your spending.
Travel and other currenciesPremium
Set up a trip with a budget, log spending in the local currency with the rate you used, and see a day-by-day dashboard.
ProfilesPremium
Keep separate budgets, such as personal, family or business, each with its own accounts and goal.
Private and safe
No bank link, no ads, no tracking.
Face ID and fingerprint lock
Lock the app. Your device passcode stays as a fallback.
Two-factor sign-in and sessions
Add a second step to sign in, and end sessions on other devices.
Hide amounts
Blur every figure with one tap when someone is looking.
Streaks and badges
A small reward for logging every day.